EST 2016

Technical rigor
that protects
your assets

I help companies, institutions and independent professionals protect their assets, strengthen financial control and make better decisions.

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Credentials

  • BSc in Accounting and Auditing
  • MBA · Master of Business Administration
  • MAI · MSc in Integral Auditing and Financial Risk Management
  • CQRM · Certified Quantitative Risk Management
  • LSSWB · Lean Six Sigma White Belt
  • COURT-CERTIFIED EXPERT IN ACCOUNTING AND AUDITING · JUDICIARY COUNCIL
  • CERTIFIED ACCOUNTING EXPERT · SUPERINTENDENCY OF COMPANIES
15+ Years of experience
10 Areas of specialization
04 Graduate degrees and certifications
02 Sectors: public and private
70+ Specialized expert reports

Services

Accounting, finance
and forensic services

Every engagement is delivered with supporting documentation, a traceable methodology and an executive report with actionable conclusions. I work with public and private sector organizations, law firms and independent professionals.

01

Accounting Outsourcing

Your books up to date, without the burden of an in-house department.

We fully manage the accounting of individuals and companies, with the technical rigor of an auditor and the tax compliance required by current regulations.

See what's included
  • Bookkeeping and accounting processing
  • Preparation of financial statements
  • Tax returns and supporting schedules
  • Bank reconciliations
  • Payroll and employer obligations
  • Ongoing advisory and periodic management reports
Monthly service
02

Expert Witness Accounting and Forensic Audit

Technical evidence with legal standing.

Expert witness certified in accounting and auditing by Ecuador's Judiciary Council (Consejo de la Judicatura), and certified accounting expert before the Superintendency of Companies, Securities and Insurance (Superintendencia de Compañías, Valores y Seguros). We investigate irregularities, quantify economic damages and prepare expert reports with documentary support valid in court, out of court and in corporate proceedings.

See what's included
  • Fraud and misappropriation investigations
  • Calculation of lost profits and consequential damages
  • Quantification of damages and losses
  • Assessment of legal costs
  • Expert witness report
  • Technical testimony at hearings
  • Verification of financial statements at the request of shareholders or partners (Art. 299, Companies Act)
  • Review of management conduct: books, vouchers and supporting documentation
  • Expert opinion before the Superintendency of Companies for resolution by the General Shareholders' Meeting
03

Technical Support for Lawyers and Law Firms

The accounting backing that strengthens your case.

Specialized technical support for lawyers, law firms and litigating parties who need accounting and financial substantiation in judicial matters. We translate economic evidence into solid technical language that holds up before a judge.

See what's included
  • Review and rebuttal of opposing expert reports
  • Preparation of supporting technical reports
  • Calculation of economic claims and settlements
  • Preparation of technical arguments and hearing questions
  • Advisory on accounting, tax and corporate matters within the case
04

Financial Leadership (CFO on demand)

Senior financial leadership, without a permanent hire.

Ongoing support to management in running the financial side of the business, with the experience of a CFO at a fraction of the cost.

See what's included
  • Budgets and forecasts
  • Cash flow management
  • Management reporting
  • Profitability analysis
  • Decision-making support
Monthly service
05

Training and Professional Development

Passing on the knowledge built in the field.

Training programs built on real field experience, aimed at organizations, professional groups and colleagues seeking to strengthen their technical skills. Each program is tailored to the level, sector and objectives of the participants, with practical cases and supporting materials.

Training areas
  • Risk management: identification, measurement, risk matrices and mitigation plans applied to the business.
  • Loan portfolio management and analysis: credit policies, risk grading, provisions, delinquency and recovery indicators.
  • Internal control: process and control design, procedure manuals, monitoring and evaluation.
  • Mentoring for new expert witnesses: guidance for professionals starting in expert accounting work, covering report structure, quantification methodology, testimony at hearings and best practices before the Judiciary Council.

Formats In-person workshops · online sessions · in-house corporate training · one-to-one mentoring.

06

Internal Control

Solid processes, risks under control.

We design, assess and strengthen your internal control processes to prevent losses, eliminate inefficiencies and ensure regulatory compliance.

See what's included
  • Assessment of key processes
  • Risk and control matrix
  • Procedure manual
  • Monitoring indicators
  • Executive report with prioritized recommendations
07

Internal and Financial Audit

An independent view of your numbers.

An objective review of your financial statements, processes and controls, with clear findings and a workable action plan. We also assess the quality and risk of your loan portfolio, so you know your business's real exposure.

See what's included
  • Risk-based planning
  • Testing and fieldwork
  • Loan portfolio risk reports (grading, provisions, delinquency and impairment)
  • Findings report
  • Follow-up on recommendations
08

Risk Management and Compliance

Anticipate rather than correct.

We identify, measure and mitigate the risks that threaten your organization's operations and assets, aligning your practices with the applicable regulatory framework.

See what's included
  • Risk map
  • Impact and likelihood assessment
  • Mitigation plans
  • Compliance programs
09

Financial Advisory and Business Analysis

Decisions backed by numbers, not intuition.

Analysis of your financial position, performance indicators and project feasibility, so that every decision has technical support.

See what's included
  • Financial statement analysis
  • Performance indicators
  • Project and investment appraisal
  • Report with recommendations
10

Public Sector Consulting

Compliance, technical depth and experience in public procurement.

We provide consulting and audit services to public sector entities through Ecuador's official public procurement system (SERCOP), with the technical soundness and regulatory rigor that government work demands. As a qualified supplier in the National Supplier Registry (RUP), we take part in public procurement processes within our areas of specialization.

See categories
  • Financial audit (CPC 82211)
  • Tax planning and consulting (CPC 82310)
  • General management consulting (CPC 83111)
  • Marketing management consulting (CPC 83114)
  • Other management consulting services (CPC 83119)

Formats We join teams and consulting firms as a specialist consultant, or assemble our own team to deliver the full engagement. This lets us adapt both to projects that need a single specialist and to those requiring a multidisciplinary team. We hold the experience and the qualifying documentation to respond to the different procedures set out in public procurement regulations.

Not sure which service you need? Let's talk about your case.Get in touch.

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Professional portrait of Jorge Ulloa
  • BSc in Accounting and Auditing
  • Master of Business Administration (MBA)
  • MSc in Integral Auditing and Financial Risk Management (MAI)
  • International Certification in Quantitative Risk Management (CQRM)
  • International Certification in Lean Six Sigma White Belt (LSSWB)
  • Court-certified expert in Accounting and Auditing — Judiciary Council
  • Certified Accounting Expert — Superintendency of Companies, Securities and Insurance

Professional profile

Jorge Ulloa

Finance and audit professional with over 15 years of experience in finance, auditing, risk management and compliance, with a solid track record in both the public and private sectors. Court-certified expert witness in accounting and auditing before Ecuador's Judiciary Council, and certified Accounting Expert before the Superintendency of Companies, Securities and Insurance, which qualifies me both for judicial expert work and for the verification of financial statements and the review of management conduct at the request of partners and shareholders. I specialize in designing and implementing internal control systems that have prevented significant losses and improved operational efficiency.

Backed by advanced qualifications (MBA, MAI, CQRM, LSSWB) and a strategic mindset, I have held leadership roles in audit and finance, delivering rigorous analysis, ensuring regulatory compliance and supporting executive decision-making.

If you need to design, assess or strengthen your internal control processes, manage financial risk, prepare expert accounting reports, investigate irregularities or bring in senior financial leadership, I adapt quickly to any industry and deliver reliable results.

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Method

How I approach
every engagement

An orderly, traceable process that ensures every conclusion is backed by verifiable, documented evidence. The same discipline applies whether it is an expert witness report or an internal control assessment.

  1. 01

    Assessment and scope

    An initial meeting to understand the case, define objectives, set the scope and agree on timelines, deliverables and confidentiality terms.

  2. 02

    Evidence gathering

    Collection and validation of accounting, financial and legal documentation. A risk-based approach is applied to prioritize what is material.

  3. 03

    Technical analysis

    Testing, quantification and calculations carried out with a documented, traceable methodology, so that every figure can be reproduced and substantiated.

  4. 04

    Report and defense

    Delivery of an executive report with findings, conclusions and prioritized recommendations, plus support in its technical defense when the case requires it.

Clients

Trust built
case by case

I have worked alongside organizations and institutions across a range of sectors, as well as law firms and independent professionals, always under strict confidentiality agreements.

  • Public sector
  • Private sector
  • Law firms
  • Financial institutions and credit unions
  • Trade and industry
  • Independent professionals

Institutions and clients

  • Attorney General's Office of Ecuador
  • Cooperativa Jardín Azuayo
  • Cooperativa JEP
  • Mutualista Azuay
  • Cooperativa La Merced
  • Cooperco
  • Italimentos
  • BioAgro
  • Grupo Campoverde
  • Licorera del Austro
  • Megahierro
  • Importadora Tomebamba
  • Dismedic
  • Kon Kreto
  • Fegoauto
  • Motoralmor
  • Comercial Mendieta Pulla
  • Serproaustro
  • Turismo Oriental
  • CMC Abogados
  • Marley Coffee
  • Plaza de las Américas Shopping Centre

Testimonials

Throughout my career, I've worked with various auditors, but I rarely found a professional with the ability to combine technical knowledge, business judgment, and independence like Jorge. His recommendations were practical, executable, and generated visible improvements in our control and risk management processes. He is a professional who delivers value from the very first diagnosis.
Fausto Racines Fausto RacinesDirector of Audit · La Fabril
Working with Jorge means having a professional who combines financial analysis, business vision, and entrepreneurial judgment. His ability to understand an organization's profitability and cost structure, identify opportunities for improvement, and turn analysis into useful information for decision-making delivers real added value.
Pablo Heredia Pablo HerediaCEO · Get to Get | Marley Coffee
I have had the great opportunity to work with Mgst. Jorge Ulloa for approximately seven years. To speak of him is to speak of ethics, professionalism, and impartiality. His audit work has been impeccable and has provided such enriching feedback that it has enabled substantial improvements in our internal control area. Having top-level professionals like him is, for us, a privilege and a great satisfaction, because we are certain that we are placing our companies in the hands of someone of proven integrity and with a great capacity to make a difference.
Mónica Molina Mónica MolinaAdministrator and Legal Representative · Centro Comercial Plaza de las Américas

Partners

Allies that
add capacity

Business partners, strategic allies and collaborators I work with to reach shared goals. This network makes it possible to take on larger engagements without giving up direct contact or technical rigor.

Strategic Alliance | Corporate Law and Expert Witness Accounting

Corporate, contractual and real estate legal counsel, with integrated legal and accounting support for business disputes and judicial, arbitration and mediation proceedings.

Strategic Alliance | Tax and Digital Services

Specialist in tax services and electronic signature commercialization.

Interested in connecting with one of our partners or establishing a professional partnership?

Get in touch

Interested in connecting with one of our partners or establishing a professional partnership? Get in touch.

Free resource

Checklist: 10 internal controls every SME should have

Download this practical guide and assess in minutes how well protected your company is against errors, losses and fraud.

Frequently asked questions

Your questions answered

Answers to the most common questions about how I work and what I can do for your company.

I work with private companies, public institutions, credit unions and independent professionals of any size, from SMEs to well-established organizations. Over more than 15 years I have worked with sectors such as trade, manufacturing, services, savings and credit cooperatives and the public sector. I tailor my approach to the reality of each organization.

Yes. I work in person in Cuenca, remotely throughout Ecuador and, when the project calls for it, I also travel to provide on-site support in any city in the country. Document review, meetings and reporting can all be handled virtually through secure channels, which makes for a fast, efficient service regardless of location.

With strict professional confidentiality. All information you share is handled under confidentiality agreements, used solely for the engagement at hand and safeguarded with appropriate security measures. Discretion is an essential part of my work as an auditor and expert witness.

Internal audit is an ongoing process, serving management itself, to evaluate and improve controls, risk management and operational efficiency. External audit is an independent review, usually of the financial statements, aimed at issuing an objective opinion for third parties (shareholders, banks, regulators). I carry out both, depending on what your company needs.

A forensic audit is aimed at detecting, investigating and documenting fraud, irregularities or misappropriation, with an evidentiary approach that can be substantiated legally. Unlike a traditional audit, which assesses the fairness of the information and compliance, a forensic audit seeks evidence about specific events and is typically used in litigation or internal investigations.

You do not need to sue anyone to obtain a review. Ecuador's Companies Act (Art. 299) allows partners or shareholders to ask the Superintendency of Companies, Securities and Insurance to appoint an accounting expert to verify the financial statements and review the conduct of management. As an expert certified by that authority, I examine the balance sheet, the profit and loss account and their annexes, inspect the books and vouchers that support them, and issue an opinion stating explicitly whether the figures reflect the company's actual position. That report is filed with the Superintendency and enables the General Shareholders' Meeting to resolve on any resulting liabilities.

Internal control is the set of policies and procedures that protect your assets, ensure reliable financial information and prevent errors and fraud. A sound system gives you peace of mind, improves efficiency and, in practice, prevents significant losses. I can help you design, assess or strengthen it.

It is the external management of your accounting: recording transactions, reconciliations, tax obligations, financial statements and reports to support decision-making, all in line with current regulations. You focus on your business while I make sure your numbers are up to date, accurate and on time.

Yes. I provide practical training for finance, accounting and management teams on topics such as internal control, risk management, fraud prevention and regulation. Programs are tailored to the level and needs of your organization.

Contact

Let's talk
about your case

Tell me briefly about your situation and I will get back to you with a proposal covering scope, timelines and fees. Every enquiry is treated in strict confidence.

Cuenca, Ecuador · On-site and remote

Enquiry form

The more context you provide, the more accurate the proposal will be.

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